The Independent Process for Resolving Auto Accident Claims

Document Everything - Take photos of damage, get contact info for witnesses, keep medical receipts, etc.

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Notify Your Insurance Company - Call them as soon as possible to start a claim.

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Don't Speak Carelessly - Avoid admitting fault, even casually, as it can hurt negotiations.

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Calculate Damages - Factor in property damage, medical bills, lost wages due to injury.

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Negotiate Medical Bills - Many providers will lower bills for prompt payment.

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Make a Demand Letter - Outline damages and firmly request reimbursement.

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Provide Evidence - Supply documentation, photos, bills to support the requested amount.

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Be Reasonable - Request a fair settlement based on actual losses - not maximum legal entitlements.

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Accept a Fair Offer - If amount covers expenses, may not need extended negotiations or lawsuit.

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