The Independent Process for Resolving Auto Accident Claims

Document Everything - Take photos of damage, get contact info for witnesses, keep medical receipts, etc.

Notify Your Insurance Company - Call them as soon as possible to start a claim.

Don't Speak Carelessly - Avoid admitting fault, even casually, as it can hurt negotiations.

Calculate Damages - Factor in property damage, medical bills, lost wages due to injury.

Negotiate Medical Bills - Many providers will lower bills for prompt payment.

Make a Demand Letter - Outline damages and firmly request reimbursement.

Provide Evidence - Supply documentation, photos, bills to support the requested amount.

Be Reasonable - Request a fair settlement based on actual losses - not maximum legal entitlements.

Accept a Fair Offer - If amount covers expenses, may not need extended negotiations or lawsuit.